A student loan is a loan that is granted to a college student enrolled in courses full or part time for at least one semester or quarter and who have declared a major with the intent of pursuing a degree of higher education.

Student loans can be granted through various lenders with a governmental guarantee, or can be granted from private lenders with no guarantee.

Currently, student loans have the best interest rates in town. As the interest rate index rises, so will the student loan rate. During low rate times, many scramble to consolidate their student loans.  The information provided on this website will help you learn all about student loans.

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